Eligibility

Let’s determine your eligibility for Medicare!

Medicare eligibility is determined primarily by age, with most individuals becoming eligible at age 65, but it also extends to younger individuals with certain disabilities or specific medical conditions. Understanding Medicare eligibility criteria is essential for ensuring timely enrollment in this important healthcare program.

You can qualify for Medicare based on different factors:

  • Age: Most people qualify at age 65 if they or their spouse paid into Medicare through payroll taxes for at least 10 years.
  • Disability: You may qualify at any age if you receive Social Security Disability Insurance (SSDI) or Railroad Retirement Board (RRB) disability benefits for 24 months.
  • End-Stage Renal Disease (ESRD): Eligibility is possible if you have kidney failure requiring dialysis or a transplant.
  • Amyotrophic Lateral Sclerosis (ALS): If you have ALS, you qualify in the same month disability benefits begin.

Understanding your specific situation is crucial for navigating the enrollment process, as eligibility and enrollment rules can vary.

Read more about getting Social Security benefits before 65 here.

 

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